Upcoming property tax reforms are set to impact approximately 2.4 million landlords across England. The changes are expected to increase financial pressures on landlords amid a challenging rental market.
The 2025 Autumn Budget discreetly reshapes the entire economics of renting by turning landlords into a dependable tax base while eroding the incentives that keep the UK’s rental sector functioning.
The recent Autumn Budget has confirmed a rise in property income tax that could significantly affect landlords' profitability and exacerbate existing rental supply issues, raising concerns about future rent increases.
Family Investment Companies (FICs) offer landlords a flexible structure for asset management, allowing investment beyond property. Understanding their capabilities can help landlords ensure a sustainable legacy for future generations.
The Autumn Budget raises taxes on rental profits and high-value homes while giving local authorities new powers to levy charges on short-term lets. Energy bill relief and long-term housing supply plans offer some offset, but the overall direction is a clear shift towards higher taxation of property income.
New analysis reveals that properties near high-performing schools are commanding significant premiums, presenting landlords with opportunities for improved rental yields and lower vacancy rates.
Landlords are increasingly investing in semi-commercial and HMO (House in Multiple Occupation) properties as market uncertainties persist, particularly in the residential rental sector. This shift reflects landlords' strategies to optimise returns amidst regulatory changes and evolving tenant needs.
Darlington Building Society has launched new limited company buy-to-let mortgage products, enhancing options for landlords and investors. These products could reshape how property portfolios are structured and financed.
The upcoming Autumn Budget 2025 proposes the inclusion of rental income in National Insurance, raising concerns among landlords about increased costs and market stability. This comes as the sector grapples with the implications of the Renters’ Rights Act.
Aldermore has introduced a series of limited-edition mortgage products aimed at landlords amidst stabilising interest rates, providing new opportunities for refinancing and investment.